Business Checking Account

Purchasing Power for your Small Business
  • Free Visa® Debit Card for instant purchasing power
  • Reliable 24/7 digital banking access for your always-on business
  • Maintain a balance and have monthly maintenance fees waived 
  • Choose to earn dividends on your business balances 

Elevate your business’s potential with our Business Checking Account.

Business owners need easy, dependable access to their funds, especially in today’s fast-paced and always-on business world.  With a Business Checking Account from Andrews Federal, get convenient access to your funds with our debit cards, Digital Banking access and more. Use our accounts to build your business in Washington, D.C., Maryland, Virginia, New Jersey or where ever your business dreams take you. 

Possibilities Checking Account

Features that help you operate more smoothly

  • No maintenance fee if you keep a balance of at least $100

  • Complete up to 250 combined transactions per month for free1

  • Set up alerts for specific transactions, balance thresholds and more

  • Use Secure Night Drop Services at select Andrews Federal locations

  • Eligible if your business address is within a 50-mile radius of an Andrews Federal location

Partnership Checking Account

Bump up your revenue by earning dividends  

  • No maintenance fee if you keep a balance of at least $5,000

  • Complete up to 500 combined transactions per month for free1

  • Competitive dividend rates paid on account balances

  • Get alerts when for specific account activity, balance thresholds and more. 

  • Use Secure Night Drop Services at select Andrews Federal locations

  • Eligible if your business address is within a 50-mile radius of an Andrews Federal location

HOW TO GET STARTED

Once you complete the Request Account form, our Business Services team will contact you to go through the account opening process. You’ll need the following documentation to open an account:

  • Tax Identification Number
  • Social Security Number
  • Driver’s License or, Passport
  • Secondary Identification for signers
  • Certified copy of the Articles of Organization or Operating Agreement
  • Trade Name Registration (for DBA only)
  • Certification and valid photo identification for Beneficial Owners
     

Still Have Questions?

You are eligible if your business address is within a 50-mile radius from any Andrews Federal location. View our locations here.

We offer several business service solutions including, business savings accounts, business checking accounts, business lines of credit, business signature loans, commercial vehicle loans, and commercial mortgages. 

If the check is drawn from an Andrews Federal account, the funds will be available on the first business day after we receive your deposit. If the check is a personal check from an outside institution, the first $225 will be available on or before the first business day after we receive the deposit. The remainder (up to $5,525) will be available no later than the 2nd business day after the day we receive your deposit, and the remaining funds over $5,525 will be available no later than the 7th business day after the day we receive your deposit. For more detailed information, please review our Funds Availability policy in the "Learn" section of this website.

Log in to Digital Banking to place a stop payment. Go to Account Services/Stop Payment and follow the prompts. There is no fee to stop a check payment via Digital Banking.

Log into Digital Banking and go to Account Services/Stop Payment.

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.