If you’re like most people, you have financial dreams as you plan and prepare for the future. Your goals might include financing education for yourself or your descendants, growing a healthy retirement account or exploring options for mutual funds, stocks, and bonds. To work toward financial independence in today’s complex and tumultuous economy, you need a guide. Our experienced financial professionals from LPL Financial can support you as you determine your goals, assess next steps and choose a path toward a strong financial future.
Make an Investment in your Future
Meet Michael Calandruccio
Looking for investment guidance? Michael Calandruccio is ready to help.
Michael Calandruccio is an Investment Services Financial Professional with experience in financial and retirement planning. Michael can work with you to assess your retirement planning and goals, and can also assist you with rollover services and plan guidance. You can meet with him on business days from 10 a.m. to 5 p.m. at the following locations:
- Monday: By appointment
- Tuesday and Wednesday: Allentown Road location
- Thursday: By appointment
- Friday: Manchester Lakes location
- Saturdays: By appointment
Meetings at our Joint Base Andrews, Waldorf, Henson Ridge, West Springfield, and Manchester Lakes locations are by appointment only. Contact Michael today at 301.702.5457 or schedule an appointment online.
You can check the background of investment professionals associated with this site at FINRA's BrokerCheck.
Thrift Savings Plan (TSP) Services
If you're a federal employee or a member of the military, you don't have access to 401(k) plans that help your private sector peers get ready for retirement.
However, thanks to Congress, you do have access to a Thrift Savings Plan that offers many of the same advantages.
- Choose from a wide variety of investment options
- Contributions deducted directly from your paycheck
- Enjoy a number of tax benefits
We Can Help
Whether you want to build a portfolio from scratch or tweak your current holdings, you'll have direct access to our Investment Services program.
The Andrews Investment Services program offers options for investment services for credit union members. In addition to investment products, experienced financial professionals can help you purchase insurance policies to protect your family. Our Investment Services Financial representative can help you with your investment growth management strategy. Michael Calandruccio will listen to your needs, review your goals and make recommendations.
- Accumulate assets for the future
- Save and invest for retirement, including rollover services
- Save and invest for education
- Manage wealth
- Create a retirement income
- Plan your legacy
1Andrews Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for Andrews Federal Credit Union to make these referrals, resulting in a conflict of interest. Andrews Federal Credit Union is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Andrews Federal Credit Union and Andrews Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Andrews Investment Services, and may also be employees of Andrews Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Andrews Federal Credit Union or Andrews Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associates with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.