Personal Checking Accounts

Earn more and do more with our rewarding personal checking account options
  • Earn 6.00% APY* on balances up to and including $25,000 with new Kasasa Cash1
  • Enjoy 3.00% cash back on debit card purchases with new Kasasa Cash Back2
  • Early Direct Deposit lets you get your paycheck one day early3

Give Yourself Better Financial Tools - with a Checking Account Powered by Kasasa

You use your checking account and your debit card every day, and you need an account that’s always working for you. With our rewarding checking options, you get all the best features Andrews Federal provides (like Digital Banking, mobile deposits and more). At the same time, you earn more because your account is powered by Kasasa. 

Earn 6.00% APY* with free checking that pays high dividends 

  • Enjoy free checking that pays high dividends with Kasasa Cash Checking1
  • Earn 6.00% APY* on balances up to and including $25,000  
  • $0 minimum deposit to open account
  • Refunds on ATM withdrawal fees nationwide (up to $25 monthly)* 
  • Link to free Kasasa Saver® to build savings automatically  

Earn Rewards on your Debit Card Purchases

  • Earn 3.00% cash back on debit card purchases with Kasasa Cash Back Checking2
  • No restrictions on which types of purchases earn you cash back 
  • Link to free Kasasa Saver® for an enhanced savings strategy

Compare your Kasasa checking account options

  • Choose a free Kasasa Cash Checking account and earn 6.00 % APY*
  • Or open a Kasasa Cash Back Checking account and earn 3.00% cash back on debit card
  • Link to free Kasasa Saver® to build savings automatically  

The everyday account you need to manage your money

  • 24/7 account access with a long list of great features
  • Use electronic Bill Pay to make on-time bill and loan payments
  • Manage your money on-the-go with our user-friendly mobile app

Two high-performance accounts? That’s a five-star idea.

  • Get better organized with a second Andrews account
  • Enjoy 24/7 access to both accounts with Digital Banking
  • Includes a Contactless Visa® Debit Card for easier purchases

Your small change can make a big difference

  • Enroll in our Debit Card Round Up Program6 with a Online checking account to boost your savings balance
  • Available with Online Checking
  • Easy enrollment through Digital Banking or our mobile app

Visa® Debit Card

The perfect card for all your purchases

  • Manage your debit card on-the-go with Digital Banking. It's easy to enable or disable your debit card, report it lost or stolen, and set a travel notification.
  • Sync your debit card to Apple Pay, Samsung Pay, or Google Pay in mere seconds. Then, use your smartphone's digital wallet app to pay with a tap or wave at the checkout terminal.
  • Withdraw up to $1,000 from ATMs on any one day
  • Using the card with your PIN, you can make daily purchases up to $1,000
  • If you use your card like a credit card and sign for your purchases, the daily limit rises to $3,000
  • You won't be held responsible for any unauthorized charges if your Visa debit card is lost, stolen or fraudulently used, online or offline. 
  • View Terms and Conditions for coverage for your debit card purchases

View the new Contactless Visa Debit Card now available

STILL HAVE QUESTIONS?

To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Log in to Digital Banking and send us a Secure Message with one of two Kasasa checking dropdown options. View other contact methods.

No, you have to switch accounts.

Our routing number is 255074111.

To reset the PIN on your debit card call 1.866.985.2273.

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

ATM fee rebates/refunds are available with our Kasasa Cash Checking and our Kasasa Cash Back Checking.

When you open a Share Certificate, you can open it with a zero balance. You then have 10 days to fund your account. Click here for more details about the Share Certificate funding process. 

You can send money from another institution to Andrews Federal by logging into your account with the other institution and submitting a request there. You cannot initiate a request from your Andrews Federal account to another institution. Click here for more details about the Share Certificate funding process. 

You have 10 days to fund your Share Certificate. If your account is not funded within 10 days, it will be automatically closed and you will need to restart the process. Click here for more details about Share Certificate funding. 

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.

Now offering members the option to choose high yield or cash back with new checking accounts powered by Kasasa.