Money Market Accounts

Take advantage of our outstanding rates and flexibility
  • Higher rates equal faster growth
  • Stay flexible with no term requirements 
  • Open or access through Digital Banking

Important Information about the Account Opening Process

New members can open a money market account after opening your membership account first and enrolling in Digital Banking. You can then open a money market account in Digital Banking.

Existing members can open money market accounts directly in Open your account in Digital Banking. Need to enroll? Enroll now.

Premium Money Market Account Rates

Earn a favorable rate of return with greater flexibility

Rates apply to the entire balance, not just the amount over the tier threshold.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$0.01 - 2,499.99 1.045% 1.05%
$2,500 - 19,999.99 1.094% 1.10%
$20,000 - 49,999.99 1.144% 1.15%
$50,000 and more 1.243% 1.25%

Premium High Yield Money Market Account Rates

Grow your balances with a great rate and great flexibility

Rates apply to the entire balance, not just the amount over the tier threshold.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$0.01 - $99,999.99 1.490% 1.50%
$100,000 and more 2.031% 2.05%

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.