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Andrews Federal Credit Union
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Overseas Utility Relief Assistance Loan

Supporting our members with expenses through challenging times
  • Providing assistance for overseas members impacted by high utility costs
  • Offering loans of up to $5,000 to help with utility costs 

     

We are here to support our overseas members as they face the unexpected

We developed the Overseas Utility Relief Assistance Loan to support those affected by increased energy bills because of the invasion of Ukraine by Russia. Our military and DOD members have let us know they are facing extreme hardships because of these unexpected expenses, and we are here to help. 

Loan Details

  • Loan minimum amount: $500
  • Loan maximum amount: $5,000
  • Terms: 12-month maximum
  • Interest Rate: 0.00% APR*

How to Apply:

Apply for the loan through your Digital Banking account or by visiting one of our overseas branches. You will be asked to provide a copy of your utility bill, and a euro bill payment will be made payable to the utility company.

1Overseas Utility Relief Assistance Loan - We do business in accordance with the Equal Credit Opportunity Act. * APR = Annual Percentage Rate. 0.00% APR available for 12 months for qualified applicants. Rates, terms, and conditions vary based on creditworthiness and qualifications and are subject to change without notice. Rate shown effective as of 2/1/2023. Must provide current utility bill at the time of application; loan amount will be based on utility bill amount, up to a maximum of $5,000. Minimum loan amount is $500. Payment example: $1,000 at 0.0% APR for 6 months = $166.67 monthly payment. Loan proceeds will be paid directly to utility company(s) on borrower’s behalf. Existing Andrews Federal personal loans cannot be refinanced at the rates and terms shown. For current rates, visit our website at andrewsfcu.org. Additional restrictions may apply. Must be a member of the credit union to open any loan account. Our field of membership includes US Active Duty or Retired Military personnel (or their spouses, dependents, or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, DC. Andrews Federal Credit Union is Federally Insured by the NCUA.