As time goes by, your repayment responsibilities change. A line of credit is a pool of money you can tap into repeatedly for any purchase or expense. In most cases, you can draw on the cash for a set number of years. After that, you get additional time to pay back what you still owe. This calculator lets you see what your monthly payments might be in the initial draw period, when you're responsible only for interest charges, and in the later period, when you're paying back the loan principle as well.
For a number of years, you only have to cover interest charges.
Rewarding Checking
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Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.