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Thanksgiving Holiday

In observance of the Thanksgiving holiday, Andrews Federal Credit Union will be closed on Thursday, November 28, 2024. Access to your account is available 24/7 with Digital Banking.

Upper Marlboro Branch Closed

Our Upper Marlboro branch is temporarily closed. Please visit our nearest branch on 5711 Allentown Road for your in-person banking needs.  

Andrews Federal Credit Union
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New and Used Auto Loan Rates

Car loan rates that put you in the driver's seat

The competitive auto loan rates you've been looking for

Looking for a vehicle loan to get you from point A to B in Washington, D.C., Maryland, Virginia, New Jersey and beyond? Andrews Federal Credit Union’s exceptional rates can save you hundreds or thousands of dollars in interest charges. And you won't even have to negotiate to get a great deal.

Auto financing that offers lower interest rates and flexible terms

New Auto Loan Rates

New Auto Loan Term APR as low as1 Monthly Payment Per $1,000 Borrowed
36 months 6.12% $30.63
48 months 6.24% $23.72
60 months 6.37% $19.61
72 months 6.67% $16.99
84 months 6.82% $15.09

Used Auto Loan Rates

Used Auto Loan Term APR as low as1 Monthly Payment Per $1,000 Borrowed
36 months 6.45% $30.79
48 months 6.58% $23.88
60 months 6.75% $19.79
72 months3 7.00% $17.15
84 months2 7.10% $15.23

The Credit Union offers other rates and terms for these loan products. Please email us at [email protected] to inquire about additional terms and rates.

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.
Learn More

Now offering members the option to choose high yield or cash back with new checking accounts powered by Kasasa.

APR = Annual Percentage Rate. 

Payment examples do not include optional insurance products. Used auto loan rates available at andrewsfcu.org. A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle. Minimum loan amount is $5,000. Maximum loan amount is $150,000. Loan amount cannot exceed 120% of the MSRP or JD Power/NADA value of vehicle. Existing Andrews Federal auto loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5,000 or more plus the existing loan balance.

Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.