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Beware of Fraud Scams

We’re aware of a new fraud attempt going out on pink postcards being mailed to Andrews Federal Credit Union members. The postcard states that there is an issue with your mortgage and to call a toll-free number. This communication is not from Andrews Federal. If you receive any communications that appears to be from Andrews Federal Credit Union asking for sensitive account information – IT IS A SCAM! Visit our Security Center for more guidance on how to protect yourself.

Andrews Federal Credit Union
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Savings Rates

Earn higher dividends and a better return with outstanding rates on savings.
  • High-yield savings accounts to earn more with more flexibility
  • IRA savings to prepare for retirement and the future
  • Save for a special goal with Holiday Club, Vacation Club and Planner Savings
  • Unlock a wide range of services with your Base Savings

Savings Options That Help You Build For The Future

When you have goals you want to achieve, our savings account options can help you achieve them faster. Use their exceptional rates and flexibility to push you closer to your next financial milestone, whether you're saving for a summer vacation, putting away funds for a future renovation project, or planning for retirement.

OUR BEST SAVINGS RATE HELPS YOU ACHIEVE YOUR FINANCIAL GOALS

High-Yield Savings Account1

Our High-Yield Savings account pays an exceptional rate on your savings while offering flexibility to access and use your funds when needed. This account is a complement to the Base Savings account.

Minimum to Open Dividend Rate Annual Percentage Yield (APY)
$0.01 - $250,000 3.928% 4.00%

1APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Rates may change at any time after account is opened. Must be a member of the credit union to open any deposit account. Membership eligibility required. No minimum balance, recurring monthly maintenance charges or fees to open or close this account. Maximum balance is $250,000. Excess transaction fee applies if you make more than six transfers or withdrawals from your High-Yield Savings Account in a calendar month. Only one (1) High-Yield Savings Account allowed per membership. Fees may reduce earnings. The Credit Union reserves the right to end this promotion early at its own discretion. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage

Rates to strengthen your savings

Special Limited-Time Only Online Savings Account2

Compliments the base share savings account as an additional account. New members can open an Online Savings Account after opening your membership account first and enrolling in Digital Banking. You can then open an account in Digital Banking. Existing members can open an account directly in Digital Banking. Need to enroll? Enroll now.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$.01 - 1,000.00 5.604% 5.75%
$1,000.01 and greater 0.050% 5.61% - 0.07%
2APY = Annual Percentage Yield. The Online Savings is a tiered, variable rate account. Rates may change at any time after the account is opened. Account is only offered to be opened through online or mobile banking. Dividends are credited and compounded monthly. If the average daily balance of the account exceeds $1,000, the remaining balance will be paid at the variable rate stated for the second tier. There is no minimum balance to open or maintain this account. Maximum balance is $250,000. Fees may reduce earnings on this account. Offered rates are subject to change at any time. The Credit Union reserves the right to end this promotion early at its own discretion. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

New! Kasasa Saver® Account3

Link a free Kasasa Saver account to your Kasasa® checking — and build savings automatically while earning higher dividends. 

Minimum to Open Dividend Rate Annual Percentage Yield (APY)
$0.01 - $100,000 1.982% 2.00%
$100,000.01 and more 0.499% 0.50%
$.01 or more if qualifications are not met 0.050% 0.05%
3Kasasa Saver Account: Must be a member of the credit union to open any deposit account. Membership eligibility required. Advertised 2.00% APY available for balances up to $100,000. Balances below cap will earn 0.05% APY. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A Kasasa Saver account can be linked to a Kasasa Cash or Kasasa Cash Back account, to automate transfer of checking account rewards for automatic savings. Visit andrewsfcu.org/kasasa for full details of qualifications, rates, rewards, fees, account specifics and restrictions. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, and enrollment in online banking and e-statements are required for this account. Limit of one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. View Monthly Qualification and Statement Cycles.

 

Base Share Savings4

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$5 $100 0.050% 0.05%
4APY = Annual Percentage Yield. Rates effective as of September 21, 2022. Rates offered are subject to change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited quarterly. The Base Share Savings Account must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn the advertised APY. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

Planner Savings5

New members can open a Planners' Savings Account after opening your membership account first and enrolling in Digital Banking. You can then open an account in Digital Banking. Existing members can open an account directly in Digital Banking. Need to enroll? Enroll now.
Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $100 0.050% 0.05%
5APY = Annual Percentage Yield. Rates effective as of September 21, 2022. Rates offered are subject to change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited quarterly. The Planners Savings Account must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn the advertised APY. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

IRA Savings6

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $100 0.050% 0.05%
6APY = Annual Percentage Yield. Rates effective as of September 21, 2022. Rates offered are subject to change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited quarterly. The IRA Savings Account must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn the advertised APY. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

Holiday Club7

New members can open a Holiday Club Account after opening your membership account first and enrolling in Digital Banking. You can then open an account in Digital Banking. Existing members can open an account directly in Digital Banking. Need to enroll? Enroll now.
Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $0 0.050% 0.05%
7APY = Annual Percentage Yield. Rates effective as of September 21, 2022. Rates offered are subject to change at any time. Fees may reduce earnings on the account. Holiday Club is a variable rate account with an annual maturity date of November 1st; your actual term will vary depending on open date of account. Upon maturity, funds will transfer automatically into your Base Share Savings account. No minimum balance to open or maintain account, and no minimum balance is required to earn the APY. Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

Vacation Club8

New members can open a Vacation Club Account after opening your membership account first and enrolling in Digital Banking. You can then open an account in Digital Banking. Existing members can open an account directly in Digital Banking. Need to enroll? Enroll now.
Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $0 0.050% 0.05%
8APY = Annual Percentage Yield. Rates effective as of September 21, 2022. Vacation Club is a variable rate account with an annual maturity date of May 1st; your actual term will vary depending on open date of account. Upon maturity, funds will transfer automatically into your Base Share Savings account. No minimum balance to open or maintain account, and no minimum balance is required to earn the APY. Dividends are compounded and credited quarterly. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.
Learn More

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.