What does Andrews Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Account transactions and checking account information
- Credit history and credit scores
How?
All financial companies need to share members’ personal information for their everyday business purposes. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Andrews Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Andrews Federal Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We do not share. |
| For our affiliates' everyday business purposes - information about your creditworthiness | No | We do not share. |
| For our affiliates to market to you | No | We do not share. |
| For nonaffiliates to market to you | Yes | Yes |
| To Limit Our Sharing | |
|---|---|
| Call 1-800-487-5500 (US) or 00.800.487.56267 (outside the US) or visit us online at www.andrewsfcu.org/optout and complete the opt out form. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. | |
| Questions |
Call 1-800-487-5500 (US) or 00.800.487.56267 (outside the US) or visit us online at www.andrewsfcu.org |
| Who We Are | |
|---|---|
| Who is providing this notice? |
Andrews Federal Credit Union |
| Who is providing this notices? |
Andrews Federal Credit Union |
What does Andrews Federal Credit Union do with your personal information?
| What We Do | |
|---|---|
| How does Andrews Federal Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Andrews Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others, such as, credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with an Andrews Federal Credit Union name such as Andrews Federal Credit Union Services Corporation, Andrews Federal Building Corporation and Andrews Federal Credit Union Corporation. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include insurance companies, payment networks, credit card companies, and companies that perform marketing services on our behalf. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Examples of these would be insurance providers, investment services, etc. Our joint marketing partners can include insurance companies, payment networks, credit card companies, and financial product or service marketing companies. |
Download a printable, PDF version of this policy
Revision Date
Rev. June 2023