Skip to Sitemap
Thanksgiving Holiday

In observance of the Thanksgiving holiday, Andrews Federal Credit Union will be closed on Thursday, November 28, 2024. Access to your account is available 24/7 with Digital Banking.

Upper Marlboro Branch Closed

Our Upper Marlboro branch is temporarily closed. Please visit our nearest branch on 5711 Allentown Road for your in-person banking needs.  

Andrews Federal Credit Union
  1. Home
  2. Bank
  3. Spending
  4. Personal Checking

Kasasa Saver® Account

Make it Easier to Save More
  • Save effortlessly when linked to Kasasa® checking
  • Earn 2.00% APY* on balances up to and including $100,000
  • No monthly maintenance fee or minimum balance requirement

Make Savings Goals a Reality with a Free Kasasa Saver Account

Link a free Kasasa Saver account to your Kasasa® checking — and build savings automatically while earning higher dividends. 

Kasasa Saver® Account

Maximize Your Savings With Kasasa Saver®

  • Free account that builds your savings effortlessly 
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking 
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings 
  • 2.00% APY* on balances up to and including $100,000 
  • 0.50% APY* on balances over $100,000 depending on balance in account
  • 0.05% APY* on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back 
  • No monthly maintenance fee 
  • No minimum balance to earn rewards 
  • $0 minimum deposit to open 
Open a Kasasa Saver Account
Earn a great rate on balances up to and including $100,000
2.00% APY* 

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 15 debit card purchases.
  • At least one direct deposit or ACH transaction
  • Be enrolled in and agree to eStatements 
  • These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions.

All your transactions and activities must have been processed before the end of the month to count toward your qualifying transactions. If you don’t meet these qualifications for the month, — your account is still free and you’ll still earn our base rate (0.05% APY*). You’ll continue earning rewards the very next cycle that you qualify. 

STILL HAVE QUESTIONS?

To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Log in to Digital Banking and send us a Secure Message with one of two Kasasa checking dropdown options. View other contact methods.

No, you have to switch accounts.

Our routing number is 255074111.

To reset the PIN on your debit card call 1.866.985.2273.

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

ATM fee rebates/refunds are available with our Kasasa Cash Checking and our Kasasa Cash Back Checking.

When you open a Share Certificate, you can open it with a zero balance. You then have 10 days to fund your account. Click here for more details about the Share Certificate funding process. 

You can send money from another institution to Andrews Federal by logging into your account with the other institution and submitting a request there. You cannot initiate a request from your Andrews Federal account to another institution. Click here for more details about the Share Certificate funding process. 

You have 10 days to fund your Share Certificate. If your account is not funded within 10 days, it will be automatically closed and you will need to restart the process. Click here for more details about Share Certificate funding. 

See All FAQs

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.
Learn More

Andrews Federal is Federally Insured by NCUA. *APY = Annual Percentage Yield. 

View MONTHLY QUALIFICATION AND STATEMENT CYCLES.

1. Kasasa Saver Account: Must be a member of the credit union to open any deposit account. Membership eligibility required. Advertised 2.00% APY available for balances up to $100,000. Balances over cap will earn 0.05% APY. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A Kasasa Saver account can be linked to a Kasasa Cash or Kasasa Cash Back account, to automate transfer of checking account rewards for automatic savings. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, and enrollment in online banking and e-statements are required for this account. Limit of one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey and overseas locations in Germany, Belgium and the Netherlands.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.